Life these days requires a lot of admin, doesn’t it? You’re constantly being asked to provide proof of this and proof of that. Verification is required at every corner to determine if you are who you say you are.
It's normally easy to get statements going back 30 days or even 3 months, but perhaps one of the most frustrating things for South Africans is to obtain bank statements older than six months. You get the feeling you have to jump through too many hoops to retrieve bank statements that far back.
Thankfully Standard Bank has come to the rescue by offering a service to conveniently retrieve bank statements older than six months from your phone. There’s no need to stand in a long line at a bank and miss out on your lunch break. Your Saturday mornings are for sleeping in, not hauling yourself off to the nearest bank and walking out with streams of paper.
Follow these four easy steps to access and download your bank statements older than six months from your phone:
1. Log into the Standard Bank app.
2. Navigate your way to the tile that indicates your account details and balance.
3. You’ll notice a section titled "Your documents". Select "View". Standard Bank gives you the option to choose between a 3, 6, and 24-month statement.
4. Simply download the statements that you need on the mobile app and you can store them on your phone or email statements from the app.
Perhaps one of the best features is that you can even get stamped bank statements via the app.
Another brilliant feature of the Standard Bank app is that you don’t need data to access it. That means even if the cell phone signal is terrible, or you’re scraping through to the end of the month and, you’re out of data, it won't stop you from accessing and downloading your bank statements.
This feature being available on your phone, is particularly nifty as many institutions use bank statements as a means of painting a broader picture of your financial status. You might have forgotten to download the documents needed for an application, and mercifully everything is stored on the Standard Bank app.
You generally need to produce bank statements older than six months as part of a loan application, visa application, or cellphone contracts. Even the South African Revenue Service might need you to furnish them with bank statements for a 12-month period.
The Standard Bank app gives you the choice of using the app over a branch – saving you costs and a visit.
Apart from the institutions that require them, bank statements are a great way to track funds, review spending habits, and spot any fraudulent transactions or potential payment errors.
As more and more people use their smartphones to bank these days,customers can rest assured that the Standard Bank app is secure.
There are so many complicated things happening in the world, don’t add banking to the list.
Visit Standard Bank HERE to help make your life easier.
This post was sponsored by Standard Bank and produced by Adspace Studio.
