THE FACTS
BUANG Phaloane from Joburg told the SunDefender that her husband was in an accident, where he collided with a Quantum taxi.
After some months, she received an email from the lawyer of the taxi driver asking them for the details of her husband’s insurance.
She wanted to know where she could claim seeing that her husband had no insurance.
ADVICE
If you don’t have third party insurance and you are involved in an accident and it’s proven that you are at fault, you’ll be liable to repair or pay for the other car.
You might even have to replace the other car at your own expense.
This means that Buang’s husband will be personally liable to pay for the car he crashed into.