THE FACTS

JOSEPH Magaga from Molapo, Soweto, told the SunDefender he was under debt review and finally paid it off.

Now he wants a letter to the effect that he’s paid up all his creditors.

He wants to know who to contact for the letter.

ADVICE

Joseph needs to contact his debt counsellor to issue a clearance certificate. It gets issued when all the debt is settled.

A letter, instructing the removal of his name from debt review so he can clear his credit name, must be issued.